Investors should read this legal information and the Simplified Prospectus before investing.

About this website

The information on this website is directed only at persons resident in the UK. It does not constitute an open invitation to buy or sell in any jurisdiction other than in the UK. In particular, the distribution of the information contained on this website in certain jurisdictions may be restricted by law. Accordingly, persons who are not residents of the UK and who access the Sector Investment Managers website are required to inform themselves of and to comply with any such restrictions. If there is anything that you do not understand, you should contact your financial adviser.

Important legal information and risk warnings

Investors should read this legal information and the Key Features document before investing. The following risk factors should be considered before making your investment decision. Past performance is not necessarily a guide to future performance. If you have any doubts about the suitability of an investment, please contact your financial adviser.

The value of your initial (capital) investment and the income arising from it may fall as well as rise and you may not get back the amount you originally invested. This difference will usually be a result of differing buying and selling prices for the fund on the days that you buy and/or sell. Equity investments carry potential for greater returns over the longer term. The volatility of these returns can also be greater.

ISAs were introduced in April 1999 for an initial 10-year period (up until April 2009). The government reviewed the savings scheme in 2006 and the favourable tax treatment of ISAs has been extended indefinitely. The current limit for ISA investment is £10,200 per tax year (of which up to £5,100 can be cash).

If you start making regular monthly investments in order to save for a specific objective, you should regularly review whether these investments will be sufficient to achieve your objective. You may not achieve your objective if you do not continue to invest regularly with a sufficient amount or if your investments do not appreciate sufficiently.

Unit Trust Information

The unit trusts will invest in smaller companies such as those quoted on the Alternative Investment Market (AIM). Investments in smaller company stocks may be less liquid and their performance more volatile than those of larger companies.


Current tax levels and tax treatment will depend on your jurisdiction and individual circumstances.

Data Protection

Telephone calls to Sector Investment Managers may be recorded and monitored. Sector Investment Managers is committed to maintaining your personal data in accordance with the requirements of the Data Protection Act 1998 and will take all reasonable steps to ensure that your personal details are kept secure against unauthorised access, loss, disclosure or destruction. The information that you supply may be made available to external servicing companies for the purpose of communicating.

If you were introduced to Sector Investment Managers through an Independent Financial Adviser, we will regularly pass on information about your investment to that adviser.

Links to third parties sites

Sector Investment Managers is not responsible for the accuracy or completeness of the information supplied by third party sites. Sector Investment Managers takes care to ensure that the information provided by third party sites is correct but it does not warrant, represent or guarantee the contents of the information. Additionally, it does not accept any responsibility for errors, inaccuracies, omissions or any inconsistencies herein.

Copyright and confidentiality

Any information accessed via Sector Investment Managers website is confidential and is protected under copyright law. The website was issued and approved in the UK by Sector Investment Managers. Sector Investment Managers is authorised and regulated by the Financial Conduct Authority. Our registration number is 400908. For more information about the Financial Conduct Authority, please visit their website at